Clarence Godinho


Clarence Godinho has been in the financial industry for a decade and a half. Starting off working at American Express, he eventually ventured into the advisory business where he established his brand as the Cash Flow Tutor. 

Clarence is a Certified Financial Planner professional as well as a Chartered Life Underwriter. He also holds licenses as a Life Insurance and Mortgage Agent. He provides comprehensive

financial planning services for individuals and businesses. 

Besides his financial business, Clarence has been investing in real estate and has business interest in solar energy. He has worked with non-profit groups, engages in monthly speaking events with youth and is a self-published Author, all while also being a father of six.